• 2 Forms of ID (Driver’s License, Military ID,
  Social Security Card, etc.)
• Current Pay Stub
• Current Checking Account Statement
• Your Checkbook
• Current Telephone Bill (must be in your name, residential
   or mobile phone)
• Completed GoodMoney Payday Loan Application

How much can I borrow?

• First time borrowers can receive $100.00 to $300.00
• Repeat borrowers can receive $50.00 to $500.00, or 75% of your NET monthly income not to exceed either $300 or $500.

When will my loan be due?

Your loan will be due on your next payday.  This will be no less than 10 days and no longer than 31 days.

How much will my fees be?

• $8.75 per $100.00 borrowed will be charged for loans 10-20 days in length.
• $11.00 per $100.00 borrowed will be charged for loans 21-31 days in length.

Can I rollover or extend my loan?

Yes, the loan can be “rolled over” or extended one time, after payment of applicable fees.

Can I repay my loan early or make partial payments?

Yes, you can make a partial payment at any time before your loan matures or you can repay the entire balance early with no penalty. There is no partial or full refund of loan fees for early repayment.

Can someone make a payment for me?

No, you must make your payment in person.

Can I pay at the drive-through window, another TRFCU branch
 or at a Credit Union Service Center?

No, your loan must be paid at the teller line of the Montgomery branch.

What if I can’t repay my loan as scheduled?

Come by TRFCU and see our loan representative to discuss your situation. We will work with you as much as possible.